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How do insurance policies generally address coverage for in vitro fertilization (IVF) treatments, including what specific aspects of the process are covered, such as medications, procedures, and multiple cycles, and what are the typical limitations or exclusions?
Coverage for IVF varies widely. Typically, some policies might cover diagnostic procedures but not the IVF treatment itself. Others may fund a portion of the treatment, including medications and a set number of cycles, but usually exclude genetic testing. Often, there are strict eligibility criteria.